The B2Capitals Strategies investment team is a group of hopeful, yet skeptical investment professionals. With over 50 years of collective investment experience, working with both institutional and high net worth clients, their expertise was developed during all the bull and bear markets since 2000. The team takes a comprehensive approach to investing, combining unbiased proprietary quantitative analysis, paired with robust qualitative oversight. The team will actively manage your portfolio, while considering changing market conditions. Transparency is important to us, so explanations of notable market moves and portfolio updates will be shared on a regular basis directly on your account dashboard.

No, you won’t be able to contact the team directly. However, you can contact support anytime with questions about your managed account and for support.

The management fee is 0.25% of the assets under management per year. You can think of the management fee as $2.50 for every $1,000 invested, per year. It’s calculated and charged as follows:

• Daily calculation: The annual fee accrues on a daily basis. The daily fee rate is calculated by dividing the annual rate of 0.25% by 365 days in a year (or 366 in a leap year), then multiplied by the value of your portfolio at the end of each day.
• Monthly charge: The cumulative daily fee for the month is debited directly from your managed account at the beginning of the following month.

Also, B2Capitals Gold members ($5 monthly subscription) only pay management fees on $100,000 of assets in their account. This means for every dollar over $100,000, the management fee is 0%.

B2Capitals Strategies aims to ensure you have enough cash in your account to cover management fees. Other fees may apply to your account as outlined in B2Capitals Financial’s Fee schedule. Keep in mind that if you choose to close your account, accrued management fees will be charged at the time of account closure.

B2Capitals Strategies has a minimum investment requirement of $50. An account balance that is:

• Less than $500 will be invested in a portfolio of ETFs
• $500 or more may be invested in a mix of exchange traded funds (ETFs) and individual stocks

You can use the steps outlined in Asset transfers to transfer external assets in, Internal assets transfer (only in-kind assets), and in Deposit money into your B2Capitals account or Wire transfers to deposit cash. Also, for retirement accounts, you can use the steps in Transfers and rollovers to rollover or transfer IRA assets in. Keep in mind, Instant deposits aren’t currently supported.

You can have 1 of each supported type of managed account, including an individual account, a traditional IRA, and a Roth IRA. Support for managed joint accounts is coming soon.

No, managed IRAs will not receive a contribution match.

The team will continuously monitor your portfolio and manage it dynamically. It’ll be updated when needed based on your investor profile, the team’s views, and the overall market conditions. At a minimum, all positions are evaluated through the quantitative part of our process monthly. For more details, review our approach to investing.

When you sign up for a managed account, you agree to delegate trading and investing discretion to B2Capitals Strategies. Therefore, you cannot direct any trading in your managed account or directly change your portfolio. However, you can make changes to your investor profile with us, to align with any changes of your goals or preferences such as time horizon and risk tolerance, which may change your portfolio mix.

If you need to make changes to your goals or preferences, update the applicable information in your investor profile:

1. Select Account (person icon) → in the app, Menu (3 bars)
2. Select Settings
3. Select Personal information → Investor profile
4. Scroll to Managed account and make the applicable changes

After you update your investor profile, it will be reviewed and changes may be made to your investments. If we do make changes, your portfolio will update within 1-2 business days.

Coming soon, you’ll also be able to adjust your investor profile within the Investing page for your managed account, scroll down to and select Adjust portfolio → Update investor profile to change your goals and preferences.

NOTE: To ensure your investments remain relevant, make sure to keep your investor profile updated whenever your goals or preferences change. We will send you a reminder to review your account on an annual basis.

Yes, as a B2Capitals Strategies client, you can contact support to request that your account be restricted from investing or trading a specific security that you do not want to or cannot own. Typically, up to 3 single stocks can be restricted. Note that you can only ask to restrict stocks that are tradeable with Robinhood. Other requests will be reviewed by the team before confirming if they can be honored. Also note, restrictions of broad index ETFs may not be accepted.

Coming soon, you’ll also be able to specify what stocks you don’t want your portfolio invested in:

1. On your managed account’s dashboard, scroll to the bottom
2. Select Adjust portfolio → Restrict individual stocks
3. Enter the stock symbol that you want restrict

KEEP IN MIND: Your account may be subject to separate restriction controls for stocks that you can’t hold or shares you can’t trade because, for example, you are an employee or board member of the issuer.